Independent Risk Advisors.
National Reach. Since 1937.

For over 89 years, Sterling Thompson Company has helped individuals and businesses protect what matters most, through independent guidance, national carrier partnerships, and a deep commitment to doing what’s best for our clients.

Professional, trustworthy, and proudly independent, our mission is simple: provide the right coverage, the right guidance, and the right support, every step of the way.

Trusted for Generations. Built for Today.

Our long-standing relationships, professional expertise, and proven track record ensure our clients always receive tailored protection backed by reliable national resources.

89+ Years of Experience

Delivering industry-leading risk management solutions since 1937.

Local Roots, National Partnerships

Access to a wide network of national insurance carriers.

Specialized Coverage for Every Need

From business and personal insurance to employee benefits and farm & equine.

Dedicated Client Advocates

Independent advisors focused only on what’s best for you.

Why Choose Sterling Thompson Company?

Why Choose Sterling Thompson Company?

Independent Advisors

We work solely for our clients, not for insurance companies.

Tailored, Thoughtful Approach

Your risks, goals, and industry shape your coverage recommendations.

Deep Industry Expertise

Decades of experience across business, personal, farm, equine, and employee benefits.

Commitment That Endures

Three generations of service built on trust, integrity, and strong client relationships.

Quick Access to Our Core Expertise

Real Estate

Specialized insurance solutions for real estate firms, agents, and property owners. From professional liability to property coverage, we safeguard your assets and mitigate complex industry risks.

Farm & Equine

Tailored protection for farms, horse owners, trainers, and equine businesses, including mortality, liability, equipment protection, and more.

Claims Handling

Our claims team acts as your personal advocate, guiding you through the process, negotiating on your behalf, and ensuring timely, fair outcomes.

Tailored Approach

Every client is unique. We structure custom coverage strategies that align with your exact risks, operations, and long-term goals.

Strategic Carrier Alliances

Strong national partnerships allow us to deliver competitive rates, broad coverage options, and long-term stability for our clients.

Comprehensive Insurance Solutions

At Sterling Thompson Company, we pride ourselves on being true risk advisors for our clients, ensuring they are well protected in all areas. We also have tailored solutions for our clients with surety and bond coverage among a host of other specialties.

Business Insurance

No matter your industry, having the right property and casualty protection for your company is essential. Our goal is to help you protect the business you’ve worked so hard to build.

Personal Insurance

We work to ensure you and your family are secure from all areas of personal risk. Together we will create a tailored approach to give you what you deserve—peace of mind.

Farm & Equine

There are risks in the equine business and we have tailored solutions for them all. Whether it’s horse mortality insurance, liability coverage for equine activities, or farm owner’s coverage, we can help.

Employee Benefits

Employee benefits are an important tool for recreating and retaining the best talent. Our firm will help you create a competitive solution, while remaining compliant with changing legislation.

History of Trust. Generations of Service.

History of Trust. Generations of Service.

Since 1937, Sterling Thompson Company has been a consistent, dependable partner for individuals, businesses, and communities. Our people use their knowledge, experience, and relationships to design coverage that protects every area of your life, business, personal, farm, equine, and employee benefits.

As a local firm with national partners, we pride ourselves on decades of commitment to clients, colleagues, and carrier partners.

89+ Years of Protecting Our Clients

Built on integrity. Focused on service. Committed to your peace of mind.

EMPLOYEE HIGHLIGHT

Our People Make the Difference

“Building strong relationships is at the core of what we do. I take pride in helping clients feel confident, informed, and supported, no matter how complex their needs may be.”

We foster a culture of collaboration, service, and continuous learning. Our team members bring passion and professionalism that strengthens our client relationships every day.

Stephanie Barrett

Personal Insurance Advisor

Client Testimonials

What Our Clients Say

More About Us

Learn more about Sterling Thompson Company

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COMMUNITY INVOLVEMENT

Proud to Support Our Community

Service extends beyond insurance. As a locally rooted firm, we proudly support community organizations, youth programs, and charitable initiatives across Kentucky and beyond.

From volunteer events to annual sponsorships, we believe in giving back to the people and places that have supported us for decades.

Ready to Protect What Matters Most?